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A boat dealer who did some repair work on my boat refuses to accept my credit card in payment; rather he wants a cashier's check. Since he accepts payment in credit cards as part of its regular business practice, why demand a bank check from me?
A credit card is not "legal tender" - - it is merely one of many "convenient" ways of paying a debt. All because they accept credit cards for payment of debts, doesn't mean that they are compelled by law to do so.
Apparently, something more has occurred between you and them to give them the impression that if they accept your credit card payment, and they give you the boat, you'll dispute the payment with your credit card company.
As a merchant, they can demand any form of payment they want. If they demand "cash", that's their right. If they demand payment by way of chickens, or oranges, or gold bullion, that's their right. Obviously, they don't wish to take this chance with you, and are now requiring "secured" payment in the form of a cashier's check. |
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