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Are there earning limits which affect social security benefits?
Yes, but only if you are under age 65. There is no earning limit for people age 65 or older.
People under age 65 who collect social security retirement, dependents or survivors benefits are subject to an earning limit - amounts earned in excess of the limit reduces or eliminates your eligibility.
For those under age 65, the earning limit is $14,160 for 2009. For every $2 earned over the limit, your social security benefit is reduced by $1.
If you are age 65, the earning limit is $37,680 for 2009. For every $3 earned above the limit, $1 is withheld from your benefit.
Pensions, annuities, investment income, interest earnings, other government benefits, and certain other items do not count against the earning limit. |
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