Auto insurance is required in all 50 states to protect the rights and safety of all drivers. A liability policy is generally required of all drivers, which covers any damages a driver causes in the event he or she gets into an accident and is at fault. There are 12 states that require drivers to purchase no fault insurance. In these states, each driver is compensated from his or her own insurer, regardless of who was at fault, unless the injuries are serious enough to be an exception. Other types of coverage are usually available, including collision and uninsured or underinsured motorist coverage. To learn more about auto insurance, how it works and what to consider when buying a policy or making a claim, view the articles in this section.