Auto Insurance

Auto insurance is required in all 50 states in order to protect the rights and safety of all drivers. The policy that is generally required of all drivers is known as a liability policy, which means that it will cover any damages a driver causes in the event that he or she gets into an accident and is at fault. There are 12 states that also require drivers to purchase another type of insurance, called no fault insurance. In these no fault states, each driver recovers compensation for his or her own car accident injuries through their own insurer, regardless of who actually caused the accident; unless the injuries are serious enough to be an exception to no fault rules. In addition to these mandatory types of protection, other types of coverage are generally available including collision coverage and uninsured or underinsured motorist coverage. To learn more about auto insurance, how it works and what to consider when buying a policy or making a claim, visit the articles below.