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Disability Insurance
Long term disability insurance claim denied? You may have a lawsuit. Click here or call 1-800-732-9893 for a FREE Case Evaluation.
Unum Provident
FAQs
UnumProvident Acts and Practices [Decision and Order of Insurance Commissioner Upon Settlement, File No. DISP05045984, DISP05045985, DISP05045986]
More Security for California Disability Policyholders Thanks to UnumProvident
UnumProvident Disability Lawsuits: California Claims Bad Faith
Interviews
The Unum Group: Disability Insurance Gone Bad
Disability Insurance Articles
Articles
CDI Tells LINA To Fix Bad Faith Practices & Revisit Disability Claims
FAQs
Glossary of Key Disability Insurance Terms
Judgment Call by Disability Insurer Gives Room for Debate
Impact of Other Benefits on Your Group Disability Income Insurance Benefit
Reasons Why Your Disability Income Insurance Claim May Be Denied
Disability Claims Reviewer’s Investigation
Submitting a Disability Insurance Claim
Appealing Disability Insurance Claims
How Much is My Claim for Individual Disability Insurance Worth in a Lawsuit?
Appealing ERISA Disability Insurance Claims
ERISA Disability Lawsuits: Standards of Review by Court
What Can I Gain from a Successful ERISA Disability Claim?
How to Make a Disability Insurance Appeal: The Why, Where, and Who to Sue
Lawsuits Involving Individual Disability Income Insurance Policy Claims
Interviews
California Disability Insurance Claim: How the System Should Work
Disability Insurance: Restrictions, Limitations & Considerations
Why Disability Insurance Carriers Ignore the Rules
Bad Faith Disability Insurance Practices: When to Contact the Commissioner
Liberty Mutual’s Disability Insurance Practices Not Consumer-Friendly
Reliance Standard Disability Insurance: Denied Claims
General Disability Insurance Questions
FAQs
What is disability insurance?
How is "disability" defined?
Do disabilty policies cover both accident and sickness?
I’m not glowing with health. When am I considered disabled or ill?
What types of disability insurance are there?
What about Social Security disability benefits?
What about state disability programs?
What are "exclusions" and "limitations" in an insurance policy and how do they affect my insurance coverage?
Is a business required to provide disability insurance coverage for its employees?
I’m covered by the group disability plan of my employer. How do I determine what disability is covered and what the benefits are?
I had disabilty coverage through my employer’s group medical health plan. I was dropped. Is that legal?
My employer-paid group disability coverage has shortcomings. Can an insurance attorney help me with the various options for private disability insurance?
My company plan coordinates its monthly benefits with benefits received through Social Security disability. What does that mean?
Social Security denied disability benefits. What’s my next step?
Can an insurance company refuse to sell me insurance for any reason it chooses?
Are there any limitations on what an insurance company can charge for insurance?
Can an insurance company cancel my policy for any reason it chooses?
Can I cancel my insurance policy at any time and will there be a penalty?
What do I do if my insurer refuses to pay my claim or its reimbursement is too small?
If I miss an insurance premium payment and get an insurance cancellation notice, is there anything I can do to be able to keep the insurance policy?
What are my legal remedies if my insurance company or plan refuses to pay a claim for a benefit or service?
There are a number of customizing features--some confusing, some expensive--that can be added to my personal coverage. Besides my insurance agent, can an insurance attorney help sort fact from ploy?
Is disability income subject to income tax?
If I think certain words in my insurance policy mean something different from what my insurance company says they mean, how do we resolve it?
Suppose the nearly illegible "fine print" in my disability insurance policy is unclear and ambiguous?
I am a small business owner. How can I protect myself against loss of income if I become disabled or fall ill?
I have had HEP C for several years and recently was forced to quit working in the school system when my immune system broke down. The school's disability insurance company is denying my claim. However, I was told my diagnosis would qualify me for social security, but i'm not eligible for that system, since I didn't pay into it when working. Isn't the insurance company liable to pay those claims?
My wife recently had a short-term disability claim approved. Shortly, thereafter, the same company, different department, denied her claim for long-term disability. We are forced to appeal the latter decision. Any ideas on how to start?
Business Owner's Protection
FAQs
I am a small business owner. How can I protect myself against loss of income if I become disabled or fall ill?
Cancellation
FAQs
Can an insurance company cancel my policy for any reason it chooses?
Can I cancel my insurance policy at any time and will there be a penalty?
Disabilty Insurance Claims
FAQs
Disability Insurance: What You Can Do To Protect Your Interests
Disability Insurance Claims: When & How to Use a Long Term Disability Insurance Attorney
What are my legal remedies if my insurance company or plan refuses to pay a claim for a benefit or service?
If I think certain words in my insurance policy mean something different from what my insurance company says they mean, how do we resolve it?
Are there any options for resolving a dispute with my insurance company other than suing the company in court? Arbitration
Lawsuit for "bad faith"
I have had HEP C for several years and recently was forced to quit working in the school system when my immune system broke down. The school's disability insurance company is denying my claim. However, I was told my diagnosis would qualify me for social security, but i'm not eligible for that system, since I didn't pay into it when working. Isn't the insurance company liable to pay those claims?
Complaint to Department of Insurance
Employer
FAQs
Is a business required to provide disability insurance coverage for its employees?
I’m covered by the group disability plan of my employer. How do I determine what disability is covered and what the benefits are?
I had disabilty coverage through my employer’s group medical health plan. I was dropped. Is that legal?
My employer-paid group disability coverage has shortcomings. Can an insurance attorney help me with the various options for private disability insurance?
My company plan coordinates its monthly benefits with benefits received through Social Security disability. What does that mean?
Exclusions
FAQs
What are "exclusions" and "limitations" in an insurance policy and how do they affect my insurance coverage?
Features
FAQs
There are a number of customizing features--some confusing, some expensive--that can be added to my personal coverage. Besides my insurance agent, can an insurance attorney help sort fact from ploy?
Grievance Procedures
FAQs
What do I do if my insurer refuses to pay my claim or its reimbursement is too small?
Are there any options for resolving a dispute with my insurance company other than suing the company in court? Arbitration
Complaint to Department of Insurance
Rates
FAQs
Are there any limitations on what an insurance company can charge for insurance?
Long Term Disability And Erisa Law
Articles
Long Term Disability Insurer Must Consider Subjective Pain Under ERISA
Interviews
Long Term Disability & ERISA: What You Need To Know
How Does SSD Affect Long Term Disability Claims Under ERISA?
Long Term Disability Claims: Can You Represent Yourself?
Long Term Disability Lawyers:
Not
A Dime A Dozen
Tactics Insurance Companies Use To Deny Long Term Disability Benefits
Long Term Disability Benefits: How The Claims Process Works
Social Security Disability
FAQs
What monthly benefits can I get from Social Security?
How about an overview of disability benefits?
What about Social Security disability benefits?
My company plan coordinates its monthly benefits with benefits received through Social Security disability. What does that mean?
Social Security denied disability benefits. What’s my next step?
State Disability Insurance Plans
FAQs
What about state disability programs?
Taxation
FAQs
Is disability income subject to income tax?
Types Of Disability Insurance
FAQs
What is disability insurance?
How is "disability" defined?
I’m not glowing with health. When am I considered disabled or ill?
What types of disability insurance are there?
Long term disability insurance claim denied? You may have a lawsuit. Click here or call 1-800-732-9893 for a FREE Case Evaluation.
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