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FAQs |
- Are there any limitations on what an insurance company can charge for insurance?
- Can an insurance company cancel my policy for any reason it chooses?
- Can I cancel my policy at any time and will there be a penalty?
- What are ‘exclusions’ and ‘limitations’ and how do they affect my coverage?
- Can an insurance company refuse to sell me insurance for any reason it chooses?
- If I miss a premium payment and get a cancellation notice, is there anything I can do to be able to keep the policy?
- If I think certain words in my policy mean something different from what my insurance company says they mean, how do we resolve it?
- My company plan coordinates its monthly benefits with benefits received through social security disability. What does that mean?
- Is a business required to provide disability insurance coverage for its employees?
- I had disabilty coverage through my employer’s group medical health plan. I was dropped. Is that legal?
- My employer-paid group disability coverage has shortcomings. Can an attorney help me with the various options for private disability insurance?
- What types of disability insurance are there?
- How is ‘disability’ defined?
- I’m not glowing with health. When am I considered disabled or ill?
- Suppose the nearly illegible ‘fine print’ in my policy is unclear and ambiguous?
- There are a number of customizing features--some confusing, some expensive--that can be added to my personal coverage. Besides my insurance agent, can an attorney help sort fact from ploy?
- I am a small business owner. How can I protect myself against loss of income if I become disabled or fall ill?
- If I miss a disability premium payment and get a cancellation notice, is there anything I can do to be able to keep the policy?
- What do I do if my insurer refuses to pay my claim or its reimbursement is too small?
- What are my legal remedies if my insurance company or plan refuses to pay a claim for a benefit or service?
- Can I cancel my disability insurance without penalty?
- What about state disability programs?
- What about social security disability benefits?
- Social security denied disability benefits. What’s my next step?
- Is disability income subject to income tax?
- What is disability insurance?
- Do disabilty policies cover both accident and sickness?
- I’m covered by the group plan of my employer. How do I determine what disability is covered and what the benefits are?
- My wife recently had a short-term disability claim approved. Shortly, thereafter, the same company, different department, denied her claim for long-term disability. We are forced to appeal the latter decision. Any ideas on how to start?
- I have had hep c for several years and recently was forced to quit working in the school system when my immune system broke down. The school's disability insurance company is denying my claim. However, I was told my diagnosis would qualify me for social security, but i'm not eligible for that system, since I didn't pay into it when working. Isn't the insurance company liable to pay those claims?
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