HOME LAW INSURANCE


       
Find a Lawyer
Browse Insurance Law
Insurance Law Home Page

Resources
Free Case Review
Bad Faith Insurance Lawyers
Disability Insurance Forum
Disability Insurance Quotes and Information
Articles & FAQs
   Auto Insurance
   Business Insurance
»Disability Insurance
Insurance Law - Disability Insurance - General Disability Insurance Questions

  Page 2 of 30

If I miss a disability premium payment and get a cancellation notice, is there anything I can do to be able to keep the policy?
State law often requires insurers to allow a "grace period" of as much as 30 days after a premium payment is due before coverage can be terminated. If payment is not made within the grace period, however, DI coverage usually will terminate retroactively to the date the premium payment was due without any further cancellation notice from the company.

If your coverage terminates or is canceled because you missed a premium payment, some insurance companies may agree to "reinstate" your coverage if you make all past due payments and you certify that you are not aware of any losses or changes in health that have occurred since policy was issued or the cancellation date. Reinstatement is discretionary by the insurance company. The law usually does not require that policies be reinstated once they have been legally canceled.
« View All General Disability Insurance Questions Pages Next Page »
« Free Case Review  
insurance lawyer



Attorney Pages
Find recommended lawyers by state and city.
AttorneyPages.com



Get Legal Forms
Download 36,000+ forms
Law Forums
Search over 600,000 topics and answers in our law forums.
HACKER SAFE certified sites prevent over 99.9% of hacker crime. State Law Center | Legal Links | Site Map | Privacy Policy | Media | About Us | Contact Us

FreeAdvice® has been providing millions of consumers with outstanding advice, free, since 1995. While not a substitute for personal advice from a licensed professional, it is available AS IS, subject to our disclaimer and conditions of use. FreeAdvice®, AttorneyPages®, ExpertPages®, and LegalSoapbox™ are units or affiliates of Advice Company. All Rights Reserved © 1995-2008