My employer-paid group disability coverage has shortcomings. Can an attorney help me with the various options for private disability insurance?
Private disability insurance policies vary enormously in coverage, benefit period, waiting period, the applicant’s income, the type of work an applicant does, and so on. And they are not cheap.
Therefore you may want to talk with an objective insurance specialist – not the one trying to sell you a policy – to make the proposed policy makes sense for you and fits your needs. Sometimes a quick review by an attorney or accountant before signing on the dotted line avoids a possible nightmare should you become disabled down-the-road.
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