General Insurance Law Questions
	Cancellations
	Directors and Officers (D&O) liability insurance
	Employee benefits
	Exclusions and limitations
	Fire Insurance
	Fire Insurance Claim Ebook
	Government regulation
	Insurance agents
	Insurance claims
	Insurance lawsuit
	Insurance marine
	Insurance premiums
	Mortgage/title insurance
	Purpose

   Insurers Bad Faith
   Life Insurance Law
   Long Term Care
   Property Insurance
   Viaticals

    FAQs

• Are there legal limitations on insurance company business practices?
• Are there any limitations on what an insurance company can charge for insurance?
• Can an insurance company cancel my policy for any reason it chooses?
• Can I cancel my policy at any time and will there be a penalty?
• What happens when there is a claim?
• If I am sued, does my insurance company defend me in court?
• If I am sued, can my insurance company settle the case without my consent?
• What is a ‘reservation of rights’ letter?
• What can I do when an insurance company refuses to pay a claim?
• Lawsuit for ‘bad faith’
• Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration
• Complaint to department of insurance
• What are ‘exclusions’ and ‘limitations’ and how do they affect my coverage?
• Are there any government agencies that regulate how insurance companies operate?
• Why would someone need or be required to have insurance?
• Is a business required to provide medical, life and similar insurance coverages for its employees?
• What is an insurance policy?
• What is an ‘insurable interest’?
• What am I required to do when I have a claim?
• Can an insurance company refuse to sell me insurance for any reason it chooses?
• If I miss a premium payment and get a cancellation notice, is there anything I can do to be able to keep the policy?
• If I think certain words in my policy mean something different from what my insurance company says they mean, how do we resolve it?
• How does an insurance policy ‘protect’ me?
• I have a friend who is an avid motorcycle rider and who particularly enjoys driving while drunk. Can I take a out a large insurance policy on him? My odds of collecting are higher than the lottery!
• We have a policy limit of $100,000. Does this mean that any medical bills, damages, legal fees, etc. That exceed that limit are my responsibility?
• Why does it matter that I give an adjuster my social security number?

    FAQs

• Can an insurance company cancel my policy for any reason it chooses?
• Can I cancel my policy at any time and will there be a penalty?

    FAQs

• D&O Liability Insurance – Defined
• What's The Difference between D&O, E&O and EPLI Insurance?
• D&O Litigation on The Rise

    FAQs

• Is a business required to provide medical, life and similar insurance coverages for its employees?

    FAQs

• What are ‘exclusions’ and ‘limitations’ and how do they affect my coverage?
• If I think certain words in my policy mean something different from what my insurance company says they mean, how do we resolve it?

    FAQs

• Fire Insurance Claims - What you need to know
• What Is Fire Insurance?
• What To Look For In A Fire Insurance Policy
• Where Do You Go When Your House Is Destroyed In A Fire?
• The Truth About Home Replacement Value
• Start Your Own Claim File For Your Fire Insurance Loss
• Public Adjusters and Fire Damage: Who Are They And When To Use One?
• Fire Insurance Claim - Beware Of Misrepresenting
• Fire Insurance: Rebuilding Your Home after a Fire

    FAQs

• Fire Insurance Claims Ebook Forward
• The Basics of Homeowners' and Fire Insurance
• How Fire Insurance Policies Work
• The Fire Insurance Claims Process: A Step by Step Review
• Identifying and Overcoming Fire Insurance Claims Obstacles
• Tips to Make the Fire Insurance Claims Process Work Smoothly
• Fire Insurance Lawyer - How to Hire

    FAQs

• Are there legal limitations on insurance company business practices?
• Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration
• Complaint to department of insurance
• Are there any government agencies that regulate how insurance companies operate?
• Who regulates them?
• Contacting Your State’s Insurance Department: The Benefits & The Risks

    FAQs

• What Consumers Should Expect When Purchasing Insurance Through An Agent
• Can You Sue Your Insurance Agent For Misrepresentation?

    FAQs

• What happens when there is a claim?
• What can I do when an insurance company refuses to pay a claim?
• Lawsuit for ‘bad faith’
• Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration
• Complaint to department of insurance
• Rewriting The Insurance Policy Technique: What Does It Mean?
• Sheltering Claims: What Does It Mean?
• Insurance Claims and Damages: What Consumers Can Expect
• Don’t Rely On Your Insurer To Keep Accurate Records

    FAQs

• If I am sued, does my insurance company defend me in court?
• If I am sued, can my insurance company settle the case without my consent?
• What is a ‘reservation of rights’ letter?
• Lawsuit for ‘bad faith’
• Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration
• Complaint to department of insurance
• We have a policy limit of $100,000. Does this mean that any medical bills, damages, legal fees, etc. That exceed that limit are my responsibility?

    FAQs

• What type of insurance should I get for my boat?
• What concerns should I have about my marine insurance?

    FAQs

• Are there any limitations on what an insurance company can charge for insurance?
• I have a large term-life policy in which my sister and brother-in-law are sole beneficiaries. On my behalf, they are paying the annual premium. Are there any tax consequences if they remain (1) beneficiaries or (2) joint owners of the policy? Is it necessary to inform the insurance company that my beneficiaries are paying the premium?

    FAQs

• What kinds of insurance can I buy?
• What are "title insurance" and "mortgage insurance", and are they necessary?
• What is title insurance and why do I need it?
• What is mortgage insurance?

    FAQs

• What is an ‘insurable interest’?
• How does an insurance policy ‘protect’ me?
• I have a friend who is an avid motorcycle rider and who particularly enjoys driving while drunk. Can I take a out a large insurance policy on him? My odds of collecting are higher than the lottery!