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Insurance Law

General Insurance Law Questions

FAQs

Are there legal limitations on insurance company business practices?

What is an insurance policy?

What is an �insurable interest�?

Can an insurance company cancel my policy for any reason it chooses?

What am I required to do when I have a claim?

Can I cancel my policy at any time and will there be a penalty?

Can an insurance company refuse to sell me insurance for any reason it chooses?

What happens when there is a claim?

If I miss a premium payment and get a cancellation notice, is there anything I can do to be able to keep the policy?

If I am sued, does my insurance company defend me in court?

If I am sued, can my insurance company settle the case without my consent?

What is a �reservation of rights� letter?

I have a friend who is an avid motorcycle rider and who particularly enjoys driving while drunk. Can I take a out a large insurance policy on him? My odds of collecting are higher than the lottery!

What can I do when an insurance company refuses to pay a claim?

We have a policy limit of $100,000. Does this mean that any medical bills, damages, legal fees, etc. that exceed that limit are my responsibility?

Lawsuit for �bad faith�

Why does it matter that I give an adjuster my social security number?

Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration

Complaint to department of insurance

What are �exclusions� and �limitations� and how do they affect my coverage?

Are there any government agencies that regulate how insurance companies operate?

Why would someone need or be required to have insurance?

Is a business required to provide health, life and other insurance coverage for its employees?

How does an insurance policy "protect" me?

If I think certain words in my policy mean something different from what my insurance company says they mean, how do we resolve it?

Are there any limitations on what an insurance company can charge for insurance?

Cancellations

FAQs

Can an insurance company cancel my policy for any reason it chooses?

Can I cancel my policy at any time and will there be a penalty?

Directors And Officers (D&O) Liability Insurance

FAQs

D&O Liability Insurance � Defined

What's The Difference between D&O, E&O and EPLI Insurance?

D&O Litigation on The Rise

Employee Benefits

FAQs

Is a business required to provide health, life and other insurance coverage for its employees?

Exclusions And Limitations

FAQs

What are �exclusions� and �limitations� and how do they affect my coverage?

If I think certain words in my policy mean something different from what my insurance company says they mean, how do we resolve it?

Fire Insurance

Articles

Santa Barbara Fires Force 30,000 To Evacuate & Evaluate Homeowners Insurance Coverage

SDG&E Settles 2007 California Wildfire Claims For $686M; Other Settlements Likely

Where Do You Go When Your House Is Destroyed In A Fire?

The Truth About Home Replacement Value

Fire Insurance Bad Faith Lawsuit - North Dakota Couple Awarded $2.3M

California Utility Companies Blamed For 2007 Fires

FAQs

Fire Insurance: Rebuilding Your Home after a Fire

Interviews

Fire Insurance Claims - What you need to know

What Is Fire Insurance?

What To Look For In A Fire Insurance Policy

Start Your Own Claim File For Your Fire Insurance Loss

Public Adjusters and Fire Damage: Who Are They And When To Use One?

Fire Insurance Claim - Beware Of Misrepresenting

Fire Insurance Claim Manual For Homeowners

Articles

Fire Insurance Claims Manual Forward

The Basics of Homeowners' and Fire Insurance

How Fire Insurance Policies Work

The Fire Insurance Claims Process: A Step by Step Review

Identifying and Overcoming Fire Insurance Claims Obstacles

Tips to Make the Fire Insurance Claims Process Work Smoothly

Fire Insurance Lawyer - How to Hire

ERISA

Articles

Ninth Circuit Court Rules SF Health Care Mandate Not Preempted By ERISA

FAQs

ERISA, Pension Funds & 401(k) s: The Basics

ERISA & Executive Compensation: Answers To FAQs

Interviews

ERISA, Pension Funds & 401(k) s: Eight Years After Enron

ERISA & Executive Compensation: When Employers Don�t Honor Their Promises

ERISA & The Various Forms Of Executive Compensation

ERISA Claims Appeals: A Three Step Process

ERISA Claims Appeal: Preparation Is Key

ERISA Claims Appeals: What Are Your Chances Of Winning?

ERISA & Life Insurance: Tips On Collecting Your Benefits

ERISA Denial Letters: Clues To Where The Treasure Lies

ERISA, Pension Funds & 401(k) s: The Difference Between Misleading & Outright Lying

ERISA, Pension Funds & 401(k) s: Answers To FAQs

ERISA Law 101

ERISA: How It Affects Employees and Employers

ERISA Claim: Are You Covered?

The ERISA Claims Process: What You Need To Know

What Types Of Benefit Claims Are Subject To ERISA?

What Types Of Compensation Claims Are Subject To ERISA?

ERISA Claims Lawsuit: When Is It Necessary?

Hiring an ERISA Attorney: Why Experience Matters

Why ERISA May Not Protect Your Rights

Flood Insurance

Articles

Flood Insurance: Do You Need It?

Government Regulation

FAQs

Are there legal limitations on insurance company business practices?

Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration

Complaint to department of insurance

Are there any government agencies that regulate how insurance companies operate?

Who regulates them?

Contacting Your State�s Insurance Department: The Benefits & The Risks

Insurance Claims

FAQs

What happens when there is a claim?

What can I do when an insurance company refuses to pay a claim?

Lawsuit for �bad faith�

Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration

Complaint to department of insurance

Rewriting The Insurance Policy Technique: What Does It Mean?

Sheltering Claims: What Does It Mean?

Insurance Claims and Damages: What Consumers Can Expect

Don�t Rely On Your Insurer To Keep Accurate Records

Insurance Agents

FAQs

What Consumers Should Expect When Purchasing Insurance Through An Agent

Can You Sue Your Insurance Agent For Misrepresentation?

Insurance Lawsuit

FAQs

If I am sued, does my insurance company defend me in court?

If I am sued, can my insurance company settle the case without my consent?

What is a �reservation of rights� letter?

Lawsuit for �bad faith�

Are there any options for resolving a dispute with my insurance company other than suing the company in court?Arbitration

Complaint to department of insurance

We have a policy limit of $100,000. Does this mean that any medical bills, damages, legal fees, etc. that exceed that limit are my responsibility?

Insurance Premiums

FAQs

Are there any limitations on what an insurance company can charge for insurance?

I have a large term-life policy in which my sister and brother-in-law are sole beneficiaries. On my behalf, they are paying the annual premium. Are there any tax consequences if they remain (1) beneficiaries or (2) joint owners of the policy? Is it necessary to inform the insurance company that my beneficiaries are paying the premium?

Mortgage/title Insurance

FAQs

What kinds of insurance can I buy?

What are "title insurance" and "mortgage insurance", and are they necessary?

What is title insurance and why do I need it?

What is mortgage insurance?

Purpose

FAQs

What is an �insurable interest�?

I have a friend who is an avid motorcycle rider and who particularly enjoys driving while drunk. Can I take a out a large insurance policy on him? My odds of collecting are higher than the lottery!

How does an insurance policy "protect" me?

Related Topics

» Insurance Law

» Auto Insurance

» Business Insurance

» Long Term Care

» Disability Insurance

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