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Insurers Bad Faith
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Blue Cross Action Letter – What Is It and What Should I Do After I Receive It?

Blue Cross submitted a proposed settlement on May 11, 2007 of a class action lawsuit by people whose individual health insurance policies were retroactively canceled by Blue Cross since late 2001. Blue Cross had claimed that it could cancel policies if the applicants made honest mistakes without discussing the errors with the applicants. Now it has agreed that it can only cancel policies if the applicant is willfully misleading and intends to deceive in the way he or she fills out the application for coverage.

The proposed settlement was submitted to Los Angeles Superior Court Judge Anthony Mohr for approval. Once the settlement is approved, a letter will be sent out to all the class members. Class members are people whose individual heath care policies were canceled during that time period. Class members will be informed of the settlement agreement and told that they have the option of leaving the class and filing their own lawsuits.

All people who qualify for the class are automatically included, so if you receive this letter and want to be part of the class, you don’t have to do anything. You are already in the class. See Blue Cross Action—Should I Join the Class or Sue Individually? for more information on what it means to remain in the class.

If you don’t want to be part of the class you need to act quickly. You shouldn’t ignore this letter or procrastinate in dealing with it. If you have any doubt about whether you should leave or stay in the class, you can have your case evaluated by an experienced insurance litigation attorney at no risk. If you decide to proceed with your own individual lawsuit, you need to opt out of the class action, at least by the time specified in the letter. The sooner you act, the sooner you can file and resolve your own individual case.

Confused about Blue Cross Class Action Settlement. Know your rights before you participate in the class action. You may have an individual lawsuit which could award you more damages than the class action. Find out which is right for you. [Sponsored Link]



Related Information
» General Insurance Bad Faith Questions
» Insurance Bad Faith Articles
» Blue Cross of California Post Policy Cancellation
» Blue Cross Class Action
» En español - Cancelación posterior a la emisión de la póliza de Blue Cross of California
» Damages
» Duty and responsibility
» Damages over coverage limit
» Filing an Insurance Complaint
» Health Insurance Cancellation
» Insurance Claim Investigation
» En español - Cancelación de seguro de salud
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» Legal action
» Procedure
» Settlements of insurers bad faith
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» Post Claim Underwriting

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