Home     Law Advice     Insurance Advice     Community    
        View All Law Topics        Free Case Review        Legal Resource Directory        FreeAdvice Answers       
Home > Law Advice > Insurers Bad Faith > State Specific Content > Settlement Offer Insurance
Insurers Bad Faith
  All States        
After I filed a claim, the insurance company offered me a settlement. It looks to me like it's a lot less than my actual damages. Do I have to accept it?

No. You have the right to recover the full value of your loss. While insurers often seek to settle claims for less than their full amount, and no bad faith can be shown if the offer is a reasonable one, if the carrier is offering a settlement that is completely out of line with your actual damages, or is trying to take advantage of a difficult financial situation that you are in in order to save them money, that may be found to be an act of bad faith. Intentional low-balling is simply a type of bad faith.


Related Information
» General Insurance Bad Faith Questions
» Insurance Bad Faith Articles
» Blue Cross of California Post Policy Cancellation
» Blue Cross Class Action
» En español - Cancelación posterior a la emisión de la póliza de Blue Cross of California
» Damages
» Duty and responsibility
» Damages over coverage limit
» Filing an Insurance Complaint
» Health Insurance Cancellation
» Insurance Claim Investigation
» En español - Cancelación de seguro de salud
» Top 10 Worst Insurance Companies
» Legal action
» Procedure
» Settlements of insurers bad faith
» Types of claims
» Time limits
» Kaiser Permanente Post Policy Cancellation Lawsuit
» Post Claim Underwriting

Topics Related To Insurers Bad Faith
» Insurance Law
» Auto Insurance
» Business Insurance
» Long Term Care
» Disability Insurance
» Health Insurance
» Insurers Bad Faith
» Life Insurance Law
» Property Insurance
» Viaticals
 
FREE CASE REVIEW
 



» Ask a question in our legal forum

» Search our legal resource directory

» Find an attorney in your area

» Let us find a lawyer for you




HACKER SAFE certified sites prevent over 99.9% of hacker crime. State Law Center  |  Legal Resource Directory  |  Legal Articles  |  Insurance Advice and Quotes  |  FreeAdvice Answers  |  Community Forums
Media  |  Privacy Policy  |  About Us  |  Contact Us

FreeAdvice® has been providing millions of consumers with outstanding legal and insurance information and general advice, free, since 1995. While not a substitute for personal advice from a licensed professional, FreeAdvice is available AS IS, subject to our disclaimer and conditions of use.
FreeAdvice®, AttorneyPages®, ExpertPages® are registered trademarks and units of Advice Company.
All Rights Reserved © 1995-2009