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Life Insurance Law
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Does a life insurance beneficiary description reading ‘to my wife, joan’ remain payable to her even though we are divorced?

With the exception of Michigan, a change in marital status will not disqualify your former spouse from receiving the benefits of the policy, assuming she was the named beneficiary during the marriage. The interest of the spouse named as your beneficiary is considered a personal one; it is not dependent on the relationship to the insured. To effect a change in beneficiary, contact your insurer for the procedures. In Michigan, a divorce automatically terminates the spouse's interest.

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Related Information
» General Life Insurance Questions	» Life Insurance Articles
» Beneficiaries	» Buying life insurance
» Cancellation	» Eligibility
» Exclusions and limitations	» Death claims
» Government regulation	» Physical examination
» Rates	» Tracking down missing policy and benefits
» Types of life insurance

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