Property Insurance

Property insurance refers to insurance bought by homeowners, renters or others occupying a property when they wish to protect either the building itself or its contents. This type of coverage can cover the dwelling, like the physical structure of a house, as well as any furniture, jewelry, collections, electronics or other items kept within the building. Commercial property can also be protected through property insurance, although this type of coverage will typically be more expensive. In addition to providing coverage for loss or damage to the property or its contents, property insurance can also provide important protection against premises liability lawsuits if a guest is injured while on the property. To learn more about the different types of property insurance, the rules governing insurance policies and how this type of insurance can protect you, refer to the articles and answers to frequently asked questions in this section.