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What happens if I injured myself at my friend's house?
If your friends are homeowners, they probably have homeowners insurance to protect them if someone is injured on their property. If they are renters, they may have renters insurance, or ...
What is an ‘insurable interest’?
A person has an "insurable interest" in something when loss or damage to it would cause that person to suffer a financial loss or certain other kinds of losses. For ...
I was bitten by a dog at a rental unit where I was treating an invasion of ants. The landlord let me in without the tenant's permission. I ended up going to the hospital for treatment. Can I sue?
In dog bite cases usually the homeowners insurance will cover the liability for damages to the victim. Where a renter is involved, there may not be coverage for that renter. ...
What is the ‘duty to mitigate damages?’
A person is not allowed to stand by idle and watch further harm come to his/her property. Everyone must use reasonable care and diligence to minimize the damages - to ...
How does homeowner's insurance pay for property damage to my home in the event of a fire, theft, or other disaster?
There are a variety of coverage options available to you when purchasing homeowner's insurance. These options are designed to help you pay for damage to your home, or the things ...
What are "title insurance" and "mortgage insurance", and are they necessary?
Owner's title insurance will cover you if a problem regarding legal ownership arises that was not discovered during the title search (for example, if an earlier deed was forged, or ...
What coverage do I get from a homeowners’ policy?
Homeowners insurance includes a broad package of both property and liability coverage, many of which cover activities away from and not in any way connected with your home. Homeowner's insurance ...
My son and his neighborhood buddy, joe, were playing at our home and my son accidentally hit joe with a stick, cutting his check that required a hospital visit and stitiches. Are we responsible for paying joe's hospital and medical bill?
Yes. But look to your homeowner's insurance policy to defray the expense. ...
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