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FAQs

If I am sued, does my insurance company defend me in court?
When you buy liability insurance, part of the insurance company's obligation is to provide a defense for you if you are sued. The insurance company will do this by hiring ...

If I am sued, can my insurance company settle the case without my consent?
Under most types of liability insurance, the insurance company has the contractual right to settle or defend the case as it sees fit. You normally will have an opportunity to ...

What is a ‘reservation of rights’ letter?
If you are sued, the legal complaint filed against you may state several different claims, some of which may be covered by your liability insurance policy and some of which ...

Why notify my insurance company?
Depending upon the basis for the lawsuit, you may be covered by liability insurance that will both pay for the cost of your defense and any judgment that you may ...




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