Employer Helping 20 Million Americans a Year for 20 Years. FREE! How Can We Help You? FREE Insurance Comparison Compare quotes from the top insurance companies and save! Select Insurance Type » Auto Health Home Life Business Articles - FAQs Is a business required to provide disability insurance coverage for its employees? I had disabilty coverage through my employers group health plan. I was dropped. Is that legal? I'm unhappy with group disability insurance. What are my options for private coverage?