General Health Insurance Questions
- What is health insurance?
- What is a health insurance policy?
- How does a health insurance policy or health plan protect me?
- What are health care maintenance organizations (HMO)?
- What are employer sponsored plans?
- What are government-sponsored health care programs?
- How do I determine what my health care coverage or benefits are?
- Suppose the contract or booklet is ambiguous or unclear?
- What are "definitions," "benefits," "limitations," and "exclusions?"
- Can the insurer or plan cancel or rescind at any time?
- Can I cancel my health insurance, and will there be a penalty or adverse consequence?
- What if the insured lied about a heart attack?
- Would I need an insurance lawyer to handle my case?
- How long will my medical insurance allow my new baby and myself to remain in the hospital following childbirth?