Death Claims Helping 20 Million Americans a Year for 20 Years. FREE! How Can We Help You? FREE Insurance Comparison Compare quotes from the top insurance companies and save! Select Insurance Type » Auto Health Home Life Business Articles - FAQs Accidental Death Claim Denials: Beneficiaries Deserve Better Can a life insurance company deny a claim on a valid policy if the insured dies? Do I need a lawyer to file a death claim? What happens if the insured person dies?