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Property insurance is insurance that is purchased by property owners or renters, residential or commercial, to cover loss or damage to a building or its contents. Property insurance can cover the the physical structure of a building, as well as any furniture, jewelry, collections, electronics or other items kept within the building. In addition to providing coverage for loss or damage to the property or its contents, property insurance can also provide important protection against premises liability lawsuits if a guest or guests are injured while on the property. To learn more about the different types of property insurance, the rules governing insurance policies and how this type of insurance can protect you, refer to the articles and answers to frequently asked questions in this section.