Small Claims Court: How to Navigate the Rules and Procedures

Small claims court is where small disputes are heard and adjudicated. There are small claims courts in all 50 states and the District of Columbia.

What Claims Are Heard in Small Claims Court?

The types of claims that are typically brought in small claims court include: landlord/tenant disputes, property damage disputes, breach of contract, auto accidents, and disputes over unpaid loans. Beyond the basic types of claims brought in small claims court, there is usually a limit to how much the person bringing the lawsuit (the plaintiff) can ask for when filing a small claim. Each state has its own limit, beyond which the plaintiff is not allowed to file in small claims court. Plaintiffs can, in some circumstances, lower the claim amount in order to qualify.

What Happens in Small Claims Court?

Small claims courts are significantly less formal than other courts. There are no juries. Disputes are resolved by a judge or magistrate. The parties to the dispute usually represent themselves without a lawyer present. The parties may bring witnesses or submit documents as evidence supporting their case.

Who Can Sue in Small Claims?

Although each state has its own rules governing small claims filing and procedure, there are some similarities. In general, you must be at least 18 years of age in order to file a claim in small claims court. There are those that may not file in small claims, such as collection agencies and banks. Corporations are usually allowed to file a claim, but must be represented by an employee or officer.

What Can You Get in Small Claims?

If you prevail in small claims, you will receive whatever dollar sum the judge awards you. Most if not all small claims courts do not award property, nor will the judge issue an injunction prohibiting anyone from doing anything or requiring someone to do something. The recovery is the money. Nor can the court force the other party to pay the judgment. These are all good things to know if you are contemplating a small claims lawsuit.

Specific rules, limits and procedures are provided for the following states:

California Florida Georgia Illinois Michigan

New Jersey New York Ohio Pennsylvania Texas

If your state is not included in the list above, try the Free Advice Small Claims Court Information and Links page for specific information about your state and its small claims rules and procedures.

Case Studies: Navigating Small Claims Court

Case Study 1: Landlord/Tenant Dispute

John, a tenant, experienced a significant delay in receiving his security deposit refund after moving out of his rented apartment. Despite numerous attempts to contact his former landlord, John received no response. Frustrated, he decided to take the matter to small claims court to seek the return of his deposit.

Case Study 2: Property Damage Dispute

Samantha recently hired a contractor to renovate her kitchen. However, upon completion, she discovered significant damage to her countertops due to the contractor’s negligence. Despite attempts to resolve the issue through negotiation, Samantha was left with no choice but to file a small claims lawsuit against the contractor to recover the costs of repairing the damage.

Case Study 3: Breach of Contract

Sarah hired a local plumber to fix a leak in her bathroom. After the plumber completed the repair, the leak persisted, and Sarah discovered additional damage to her property. Feeling deceived and financially burdened, she decided to take legal action in small claims court to recover the costs of the initial repair and the subsequent damages caused by the plumber’s negligence.

Case Study 4: Auto Accident Dispute

After a car accident caused by a distracted driver, Michael found himself dealing with mounting medical bills and property damage. Despite the at-fault driver’s insurance company acknowledging liability, they offered a settlement amount significantly lower than the actual costs Michael incurred. Dissatisfied with the offer, Michael opted to file a small claims lawsuit against the driver to seek fair compensation.

Case Study 5: Dispute Over Unpaid Loan

Amy lent a substantial amount of money to her friend, Daniel, who promised to repay the loan within a specific timeframe. However, as the deadline approached, Daniel failed to honor his commitment and refused to communicate with Amy. Frustrated and seeking repayment, Amy resorted to small claims court to recover the money she loaned to Daniel.